Authorized Square Reseller

Square for your business, set up by an authorized reseller

Same rates as Square, no monthly fees, no contract. Plus an advisor in Montreal who configures your register, migrates your data and answers in English or French.

  • Same rates as Square
  • Bilingual service
  • Montreal, Quebec and Canada
  • Accepted with Square in Canada
  • Visa
  • Mastercard
  • American Express
  • Discover
  • Interac debit
  • Apple Pay
  • Google Pay
  • Tap to Pay on iPhone
  • Tap to Pay on Android
  • Square gift cards

What changes when you move to Square with Rive

Not a rented terminal.

The Square Terminal costs $399, once. It is yours, prints receipts and runs all day on battery.

No monthly fees.

No statement fee, no PCI fee, no monthly minimum. You pay 2.5% per credit payment and 0.75% + $0.07 per Interac payment. That is all.

No contract.

No minimum term, no termination fee. The day you want to leave, you leave.

An authorized Square reseller, in your language.

Rive sets up your register, migrates your data and stays reachable after launch. The account and the rates stay Square's.

Why open your Square account with Rive

Same account, same fees

You open a real Square account at Square's public rates. Our support is paid by Square, not by you.

Setup done for you

Catalogue, GST/QST, tips, staff, printers: everything is ready before your first customer. On site in Montreal, remotely anywhere in Canada.

Negotiated pricing for volume

Past a few tens of thousands of dollars a month, we obtain custom fees and compare them with your statement, line by line.

A human, in your language

An advisor who knows your file, your hardware and your industry. Not a 1‑800 number for your launch.

Simple fees, the same as Square'sQuebec and Canada · 2026-10-03
In-person credit card2.5%
In-person Interac debit0.75% + $0.07
Online payment or invoice paid online2.8% + $0.30
Manually keyed / card on file3.3% + $0.15
Monthly, setup, PCI, termination fees$0

+1.5% for cards issued outside Canada. No monthly minimum.

Four steps, no surprises

  1. You describe your business

    A two-minute form or a call. We look at your volume, your current hardware and your contract end date.

  2. We choose the hardware together

    Reader, Terminal, Stand, Handheld, Register or Kiosk: the cheapest combination that holds up, not the most expensive.

  3. We configure, you test

    Catalogue, taxes, tips, staff, receipts. You run a few test transactions before launch day.

  4. You get paid, we stay around

    Planned switch, old provider cancelled on the right date, follow-up through the first weeks.

What does your current provider really cost?

A terminal rented at $45 a month costs $1,620 over 36 months and is never yours. The Square Terminal costs $399, once, with no monthly fees. Run the numbers with your own figures.

Your estimated fees today—
Current effective rate—
With Square (standard rates)—
Square effective rate—
Estimated yearly savings—

Assumptions: 2.5% on in-person credit; 0.75% + $0.07 per Interac transaction; no monthly fees. Your current fees are the ones you enter. The result is not an offer.

Confirm this estimate with an advisor

Frequently asked questions

What exactly is Rive Payments?

Rive Payments is an authorized Square reseller in Quebec and Canada, operated by Marchand M.C INC. (Montreal). We advise, install and configure Square for businesses, and support them after launch. The merchant account, payment processing and deposits are handled by Square Canada, Inc.

Is it more expensive to go through Rive than to sign up directly with Square?

No. Processing fees and hardware prices are those published by Square. Our support is paid by Square under its reseller program, not by you. For high-volume businesses, we can also negotiate custom pricing.

What are Square's fees in Canada?

As of October 3, 2026: 2.5% per in-person credit card payment; 0.75% + $0.07 per Interac debit payment; 2.8% + $0.30 per online payment; 3.3% + $0.15 per manually keyed transaction. A 1.5% surcharge applies to cards issued outside Canada. There are no monthly fees, setup fees or long-term contracts on the free account.

Is there a contract or a termination fee?

No. The free Square account has no minimum term and no termination fee. You buy your hardware (or finance it at 0% over 3, 6 or 12 months) and pay only the processing fees.

What hardware do I need?

It depends on your counter: Square Reader ($69) for a phone or tablet; Square Terminal ($399) for a standalone device that prints receipts; Square Stand ($249) for an iPad; Square Handheld ($449) for payments on the move; Square Register ($999) for a complete two-screen register; Square Kiosk ($249) for self-ordering. We recommend the most economical combination for your volume.

How does migrating from my current provider work?

We first check your current contract's end date and penalties. Then we open your Square account, import your catalogue and customers, set up taxes and hardware, and schedule the switch (often a Monday morning) to avoid any interruption. You cancel the old provider once Square is live.

Ready to open your Square account?

Sign up online in minutes with our reseller link (support is included automatically). Or leave your details and we will call you back.